2025 MacDougall FriendsnFamily Christmas Newsletter
Merry Christmas!
Merry Christmas, FriendsnFamily!
Our family is excited to send a special multimedia greeting your way on this joyful Christmas Day. Think of it as our annual holiday card… but with more pixels, more personality, and far fewer chances of getting lost in the mail.
2025 brought us plenty of fun family moments — along with a few challenges that reminded us life isn’t always a Hallmark movie (though we keep trying!). We hope you enjoy this brief peek into our year through our videos, photos, and favorite memories. If anything makes you laugh, smile, or shake your head, then our mission is accomplished.
With love, joy, and just the right amount of holiday chaos,
Sandy, Sharon, Lexie & Nicholas and Doogie
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In the Spring we enjoyed Easter Brunch with Nicole, Bob Rovzar and family and experienced the StageCoach Festival in Indio, Ca
Summer arrived and the CDM MacDougall’s took advantage of the vacation time! We first flew to the Island of Hawaii for a fun week at Kohanaiki with Golf, Pickleball, snorkeling, Turtle Swimming and Island Libations!
We toured NYC and explored Ground Zero, the Statue of Liberty, Hamilton and a Yankee Game
Nicholas and Lexie flipped out on the trampoline and spent time with their Cousins
Nicholas continued on the Varsity Surf Team until he decided to focus on golf and then Nicholas worked on his golf swing after leaving his baseball and surf teams
The CDM Clan then travelled East for a New York and Washington DC visit and MacDougall family reunion in Ligonier, PA
We enjoyed tailgating, football and spending time with Lexie’s TCU and Gamma Phi friendsnfamily
Nicholas and Sandy adventured to Mexico with Baja California Ministries to build 3 houses and spread the Word
Sharon’s spent time upgrading our Texas rental property and visiting Cambria with former Roommates while also firing a Hole in One at NBCC!
Sharon and her partner Meg won the NBCC Seahorse Classic Member Guest tournament and celebrated with some Karaoke spent time upgrading our Katy,Texas rental property, spending time with former Roommates while doing an amazing job as Chief Domestic Officer. She enjoys golf at NBCC and Duffy Cruising on her Birthday!
Sharon also served at the Newcomers Lunch and Childrens Ministry at Mariners Church where we continue to worship
Nicholas continues to improve his Golf and is likely to be #1 on his High School golf team. He had a Mariachi Birthday
Sandy enjoyed a fabulous golf trip to Kiawah Island, SC with friends from Newport Beach Country Club
Sandy stayed in shape playing Pickleball, Bodysurfing, Swimming and playing Golf at NBCC
Ho Ho Ho!
Mortgage Vintage, Inc. and CrowdTrustDeed are in the business of making money work harder than a golfer grinding on the range before a big round. We’re a fast, professional direct lender and trust-deed investment provider, specializing in short-term bridge loans for real estate investors who like to move quickly when opportunity knocks (or kicks the door down).
In plain English: we connect people who want their money secured by real estate with experienced investors and business pros who need capital. Yes, that makes us a hard money lender—but don’t worry, we’re friendly. Our mission is simple: deliver high-quality trust deed investments with clear communication, full transparency, and service that doesn’t require reading legal documents with a magnifying glass.
Through our online marketplace, CrowdTrustDeed, we offer California trust deed investments—both individual and fractional—for investors who want attractive income without the landlord headaches. These investments typically generate 8%–12% current income, which is our way of saying: solid returns, secured by real estate, and no midnight calls about leaky faucets.
Mortgage Vintage and CrowdTrustDeed Company Christmas Dinner 2025 at NBCC
Happy Holidays!
CTD has funded over $450 Mil. in real estate loans through 4,000+ fractional interest investments on over 1,600 private money loans.
Sandy ended his 2nd Term on the Board of Directors at CMA but continues to serve on the Education and Events Committees. Sandy spoke multiple times at CMA events in 2025 and gave a rousing Rap based on Artificial Intelligence!
What a ride this my 65th year!
We hope you have enjoyed our 2025 FriendsnFamily Newsletter. We wish you and your family a Merry Christmas and a Happy New Year.
Love and Laughter!
Sandy, Sharon, Lexie, Nicholas and Doogie MacDougall
Left is Thanksgiving at Wildlights at the Living Desert in Palm Desert and below is Christmas Eve, 2025 at NBCC
Time is ticking for 2026
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See You Next Year